Insurance Program

Effective January 1, 2022

Pickleball Canada Organization has purchased various insurance policies intended to cover the operations of Pickleball Canada Organization (PCO), Provincial/Territorial Sports Organization (PTSO), PTSO Affiliated Club (Club), PCO members, and their volunteers while participating in an authorized activity.

Coverage extended to individual members while playing pickleball within Canada is in excess of whatever coverage the individual member may personally carry. In an event of a claim, the individual members personal insurance would be primary with PCO insurance being secondary or excess.

Pickleball Canada Strongly Recommends Wearing Protective Eyewear When Playing Pickleball.

How To Prevent Sports Injuries


  • $5,000,000 Limit of Liability
    • Property Damage
    • Bodily Injury
    • $1,000 deductible per occurrence
  • $2,000,000 Directors & Officers Errors & Omission
  • $1,000,000 Tenants Legal Liability
  • $1,000,000 Non-Owned Automobile (SPF 6)
  • $500,000 Abuse Liability.


Provides reimbursement for specified amounts of injury that are not covered by your Private insurance or Provincial/Territorial Health Care Plan. Schedule of Benefits.


  1. Pickleball played in Canada by a member, including warm-ups and practice. Play must be in substantial accordance with the Official Rulebook – International Edition rules.
  2. Tournament play in Canada. May be sanctioned, non-sanctioned, club or inter-club play.
  3. Instruction, coaching, teaching, rating, referee assessment or similar sessions done in conjunction with a PTSO or Club. The Club or PTSO must be in control of the registration of players, collection of any fees, assignment of coaches/trainers, training content and payment of any fees to instructors/trainers.
  4. Demonstrations of the sport by a member.
  5. Board or committee meetings/AGM and consequential Board actions and activities, excluding any activities involving alcohol.
  6. Socials that do not include alcohol, while held in conjunction with an authorized activity.

PCO Insurance policies DO NOT provide coverage for:

  1. Private Clubs, Organizations, Individuals or Groups who operate any type of business.
  2. Social activities that are not held in conjunction with an authorized activity.
  3. Social activities involving alcohol.
  4. Claims arising out of virus, bacteria, or disease.
  5. All activities other than playing and practicing pickleball in Canada outside of club activities.


PCO requires that all participants participating in a PCO activity sign a liability waiver. The liability waiver releases PCO, PTSO, Club and members from any and all claims. Copy of waivers are as follows:



  • Certificates of Insurance will only be issued to PTSO & Affiliated clubs.
  • Certificates of Insurance will not be issued to individual members.

The foregoing outline of coverage provided by the policies is not intended to change, modify, or alter any policy terms, provisions, conditions, and exclusions.